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The Elite Interview Playbook: An Insider’s Guide to Acing the Interview, Navigating Tough Questions, and Negotiating Your Worth By Princella Esther Agyei HR Manager, HR People Associates The internet is saturated with generic interview advice. “Dress professionally,” “make eye contact,” “research the company.” While not wrong, this surface-level guidance is merely the price of entry. It won’t set you apart from …

By Princella Esther Agyei, Certified Credit Counselor & HR Manager – HR People Associates When you have bad credit and need money, the search for a loan can be incredibly stressful. The fear of being denied is constant, and you just want to find the simplest, most direct path to getting the funds you need. This often leads to the …

By Princella Esther Agyei, Certified Credit Counselor & HR Manager – HR People Associates If you’re a freelancer, a gig worker, or have a non-traditional income stream, proving you can repay a loan can be a major hurdle. You know you have the cash flow, but you don’t have the W-2s or regular pay stubs that lenders typically ask for. …

By Princella Esther Agyei, Certified Credit Counselor & HR Manager – HR People Associates You’re doing everything right. You pay your bills every month, but when you look at your credit card statements, it feels like you’re running in place. High interest rates are eating up your payments, and the principal balances barely budge. Juggling multiple due dates and varying …

No, applying for a personal loan will not hurt your credit. The key to understanding the credit impact of a loan application is knowing the difference between two types of credit checks. By Princella Esther Agyei Certified Credit Counselor & HR Manager, HR People Associates It’s one of the most common fears people have when they need to borrow money: …

By Princella Esther Agyei, Certified Credit Counselor & HR Manager – HR People Associates When a financial emergency strikes, the need for cash is immediate. A search for “online loans same day no credit check” is completely understandable-you need a fast solution without the fear of a credit check holding you back. However, this search can lead you down a …

By Princella Esther Agyei, Certified Credit Counselor & HR Manager, HR People Associates When you’re dealing with a low credit score and need cash urgently, the words “guaranteed approval” can feel like a lifeline. The fear of rejection is a heavy weight, and the promise of a sure thing is incredibly tempting. However, in the world of lending, this promise …

By Princella Esther Agyei – Certified Credit Counselor & HR Manager, HR People Associates Trying to secure a personal loan with a 550 credit score can feel like an uphill battle. The fear of rejection is real, and the world of lending can be confusing and intimidating. But it’s important to know you’re not alone, and more importantly, you have …

By Princella Esther Agyei Certified Credit Counselor & HR Manager, HR People Associates Small and Medium-sized Enterprises (SMEs) are the lifeblood of the South African economy. They are the creators of jobs, the innovators, and the cornerstones of our communities. Yet, every entrepreneur knows that passion, hard work, and a brilliant idea can only take you so far. To truly …

By Princella Esther Agyei Certified Credit Counselor & HR Manager, HR People Associates Buying your first home is one of life’s most exciting milestones. It’s a journey filled with dreams of choosing paint colours, planning a garden, and finally having a space to call your own. For months, you’ve likely been focused on two primary numbers: the purchase price of …